Introduction
The aim of our research was to understand how refugees and migrants financially integrated into their host surroundings and how financial services played a role in that integration.
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Key Findings
1. Financial services do not lead to fulsome livelihoods or to financial health but fulsome livelihoods and improved financial health lead to the need for more financial services;
2. We did not observe financial or economic integration in most instances. At best, adaptation occurred as respondents settled into their new surroundings.